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Buying a home

Pre-sale Pro's and Cons

Posted on Feb 22, 2021 in Buying a home

Marco Pontillo - Pre-sale Homes

Pre-sale homes are a great way to get into the market as a first time home buyer or as an investor. During a “hot” market the returns can be quite lucrative as the home increases in value during the construction period. It can also be a bit of a gamble if the market swings the other way.


WHAT IS A PRE-SALE?

A pre-sale is a home that’s available to pu...

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New Homes (2/5/10 Warranty)

Posted on Feb 22, 2021 in Buying a home

Marco Pontillo - New Homes Warranty Blog

According to the Homeowner Protection Act and regulations, new homes built in B.C. by licensed residential builders must be covered by mandatory, third-party home warranty insurance.


It’s one of the strongest construction defect insurance coverages in Canada.


MINIMUM COVERAGE


At a minimum, home warranty insurance coverage includes:

• 2 years on labour...

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Closing Costs

Posted on Feb 21, 2021 in Buying a home

Marco Pontillo - Closing Costs BlogClosing costs are the fees, charges and disbursements you’ll be paying above and beyond the purchase price of your new home. They are typically paid on the day your purchase closes. 

Review the list below so you can budget for closing costs, as well as for costs that will be incurred during the buying process:

HOME INSPECTION FEES

The average home insp...

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Mortgage Pre-approvals

Posted on Feb 18, 2021 in Buying a home

Marco Pontillo - Mortgage Pre-approval Blog

GETTING A MORTGAGE PRE-APPROVAL


GETTING A MORTGAGE PRE-APPROVAL IS ONE OF THE FIRST STEPS TO BUYING YOUR OWN HOME.


A mortgage pre-approval will help determine what mortgage amount you can qualify for and help you look for homes in your price range. Here is a list of information and documents your Mortgage Broker may need in order to obtain a pre-appr...

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10 Key Investment Elements

Posted on Feb 06, 2021 in Buying a home

There are a number of key investment elements to consider when buying your home. Here you will find some of the most popular questions.

 Are the neighbouring sales higher or lower compared to the list property of the subject property?

2. SELLERS EQUITY

Does the seller have equity after the sale is complete?

3. COSMETIC AP...

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Five Steps Buying Guide

Posted on Feb 02, 2021 in Buying a home

When buying a home, it can get overwhelming. Here are 5 steps that will help you navigate the buying process.

Step 1.

Meet to Discuss your Future Home

 - Buyers Agency Disclosures
 - Meet with your Mortgage Specialist to obtain a pre-approval
 - Start browsing MLS
 - Setup of a Custom MLS collaboration site with filters
 - Tour Public Open Houses
- Schedule a P...

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